Get free $200 bonus from Metropolitan National Bank when you open a checking account and establish direct deposit, ?NY Only?

The bank is located in New York, however, it has not been confirmed yet that it is impossible to open an account by mail or over the phone.

link to a bank webpage with promo

and another link

Bonus terms:

$200 Checking offer subject to change without notice, limited to one account per customer. Free checking with the $200.00 bonus requires activating direct deposit of recurring payroll, government benefits or retirement account disbursements. $200.00 bonus will be credited to the account after first direct deposit posts. Bonus is considered interest and will be reported on IRS form 1099-INT. Account must remain open and direct deposit active for 6 months from the date of account opening or the $200.00 bonus will be debited upon account closure. Metropolitan National Bank ATM and debit cardholders pay no Metropolitan National Bank fees to use any ATM worldwide, and any "foreign" ATM fees charged by owners of ATMs other than Metropolitan National Bank are rebated.

Thanks goes to ibankbonus.com where the deal info was stolen from.